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Ginny Jacobs, REALTORŽ, real estate agent and broker for Saint Marys and Kingsland Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Saint Marys and Kingsland, Georgia Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. I show ALL area listings.

Need local real estate information? I've summarized much of what is important about the Saint Marys and Kingsland real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top REALTORŽ. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR REALTORŽ. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Saint Marys and Kingsland REALTORŽ, I have the experience and track record you are looking for. Please let me help.

- Ginny Jacobs

Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

	See All Tips In The "Financing Your Home" Category >
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Q	Fewer than 2 percent of homeowners build this type of home:
A	Fewer than 2 percent build a custom home; most buy an older home or select from a home builder's menu.
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Ginny Jacobs, ABR, CRS, GRI
ERA Kings Bay Realty
580 Kenneth Gay Dr.
Kingsland, GA. 31548
912-552-4766
912-729-2266
800-542-4388
Fax: 912-510-6226
Email: ginnyjacobs@NUMBER1EXPERT.com

When faced with the important decision of choosing a real estate agent, whether buying, selling or renting, why not choose a full service agent that can meet all of your real estate needs. I am "committed to quality service" and passionate about my work. You can depend on my expertise to make your move a smooth and happy one!

CRS Equal Housing GRI MLS REALTOR

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NUMBER1EXPERT™ in real estate for Saint Marys and Kingsland, Georgia, waterfront properties, military relocation

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