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Ginny Jacobs, REALTORŽ, real estate agent and broker for Saint Marys and Kingsland Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Saint Marys and Kingsland, Georgia Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. I show ALL area listings.

Need local real estate information? I've summarized much of what is important about the Saint Marys and Kingsland real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top REALTORŽ. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR REALTORŽ. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Saint Marys and Kingsland REALTORŽ, I have the experience and track record you are looking for. Please let me help.

- Ginny Jacobs

Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

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Q	Who is considered the world's most renowned living architect?
A	I.M. Pei who retired in 1991; he earned this status after designing the glass pyramid entrance pavilion to the Louvre in Paris (1989).
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Ginny Jacobs, ABR, CRS, GRI
ERA Kings Bay Realty
580 Kenneth Gay Dr.
Kingsland, GA. 31548
912-552-4766
912-729-2266
800-542-4388
Fax: 912-510-6226
Email: ginnyjacobs@NUMBER1EXPERT.com

When faced with the important decision of choosing a real estate agent, whether buying, selling or renting, why not choose a full service agent that can meet all of your real estate needs. I am "committed to quality service" and passionate about my work. You can depend on my expertise to make your move a smooth and happy one!

CRS Equal Housing GRI MLS REALTOR

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