Saint Marys and Kingsland real estate and homes for sale in Georgia, waterfront properties, military relocation - Ginny Jacobs, REALTOR® Ginny Jacobs REALTOR(r) for Saint Marys and Kingsland, Georgia real estate, waterfront properties, military relocation - NUMBER1EXPERT™ Ginny Jacobs NUMBER1EXPERT(tm) for Saint Marys and Kingsland, Georgia real estate, waterfront properties, military relocation

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Ginny Jacobs, REALTORŪ, real estate agent and broker for Saint Marys and Kingsland Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Saint Marys and Kingsland Georgia home buying, real estate listings, and homes for sale in Camden County, GA
Welcome > For Buyers > Mortgage Prequalification ...



Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Saint Marys and Kingsland REALTORŪ to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Real Estate Trivia
Q 
What five basic components of a "smart home" can be controlled by technology?

A 
Lighting and window treatments, security and access control, data communication, environmental/energy management, and audio/video entertainment can all be operated by a "smart home".
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Ginny Jacobs, REALTORŪ, real estate agent and broker for Saint Marys and Kingsland Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Ginny Jacobs, ABR, CRS, GRI
ERA Kings Bay Realty

580 Kenneth Gay Dr.
Kingsland, GA. 31548
912-552-4766
912-729-2266
800-542-4388
Fax: 912-510-6226
Email: ginnyjacobs@NUMBER1EXPERT.com

When faced with the important decision of choosing a real estate agent, whether buying, selling or renting, why not choose a full service agent that can meet all of your real estate needs. I am "committed to quality service" and passionate about my work. You can depend on my expertise to make your move a smooth and happy one!

ABR CRS Equal Housing GRI MLS REALTOR


ERA Kings Bay Realty real estate and homes for sale in Saint Marys and Kingsland Georgia

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